Services

We begin each finance request with a review of your current financial position and review your current needs. We will provide you with lender options from our network of lenders that match your finance objectives.

We provide education and guidance to our first time home buyer. The first time home buyer has a unique advantage of buying with the minimum requirement for down payment. A minimum of 5% down payment is required, secure employment and a strong credit is the qualifying requirements to purchase your first home.

We assist repeat buyers to upgrade their home and provide them options to keep their first home and buy their second home, or we help them upgrade to a bigger home to meet their family needs.

We approach refinances to assist our clients to lower their payments. Often life happens and our clients over the term of the mortgage find that they have accumulated much debt or started a business and required short term financing from various lenders. Refinance helps as we consolidate your short term debt and amortize it over a longer term. This ofen saves our clients 1000s of interest payments and lowers their multitude of payments into one lower payment.

If you have a great rate on your mortgage and refinancing to lower your payments may not achieve your objective. Consider an equity take out where we will consider different options to allow you to release the equity in your property. We have different lender options and Each will have their own costs and lender qualifications.

We encourage our shoppers to review your own personal finances before considering accepting their renewal from their current lender. Often times, the lender will not offer you the best rates possible. Our lenders will provide heavy discounts to transfer your mortgage over to them saving you thousands in interest payments.

If you are looking to purchase an investment property, we can provide solutions to help you access your current equity to allow for a purchase of your investment property. An investment property has great advantages and can provide you with investment income when considering your retirement strategy.

Other Wise Known as a (HELOC), A home Equity Line of credit will allow you to access the available equity at interest only terms. A home equity line of credit is secured against the value of your home and the maximum a lender will allow is 65% of the value of your your property. We have various options that are available for our clients. Your personal residence or your investment property can qualify for a HELOC.

We provide reverse mortgages for seniors 55 and over. Reverse mortgages provide tax free cash from your principal residence at various ages of retirements. Reverse mortgages do not requirement repayment and can be provided as a lump sum payments or payment installments. This provides a great way to supplement retirement income and investment income.

Credit repair begins with a review of your current debts and assist you with the settlement of debts to accelerate the process of credit repair. If you are in the process of consumer proposal or bankruptcy, we can assist you in rebuilding your credit so you can begin the road to rebuild your credit.

If you are looking to purchase your first commercial unit for your business or as an investment, we can assist you in your search of a commercial lender to assist in your purchase or refinance of your commercial mortgage. Often times, we can provide great lender options to help you leverage off your investment and business income. Our lenders will structure a finance package higher than what will be offered by your current lender.